In every human action potential failure or error, where the size of the risk influence by a variety of good things come from themselves as well as external factors. as well as with the actions undertaken by the Doctor.
If you are a doctor then you need insurance medical profession.
Scope of security policy:
- to compensate for physical injury / mental / death of third parties caused by malpractice will be undertaken by physicians as the insured, or the insured's employees working on where the employee has a direct working relationship with the insured.
- Replace the losses suffered by third parties as a result of injury to the body and / accidental conducted insured in their profession.
- give indemnity relates (lawyers / court) which were a doctor legally responsible for third-party losses (limited to civil cases).
replacement period and reporting period :
- replacement period is not limited to the insured is still active, as of the beginning of the period of insurance coverage (original start date)
- the insurer to cancel the policy if it is automatically granted an extension for filing a claim (reporting period) for 3 years, commencing from end the policy, but if the cancellation made by insured company (the insurer) has the right to not grant extension time for filing claims.
- This ensures omissions insurance policy, by physicians (in capacity the profession and competence). outside the scope of practice of a day - day in urgent circumstances and / emergencies.
The most age limit is 60 years for doctors new business policy, and 65 years for a policy renewal.
