30.8.13

Insurance profession Doctor




In every human action potential failure or error, where the size of the risk influence by a variety of good things come from themselves as well as external factors. as well as with the actions undertaken by the Doctor.

If you are a doctor then you need insurance medical profession.

Scope of security policy:


  • to compensate for physical injury / mental / death of third parties caused by malpractice will be undertaken by physicians as the insured, or the insured's employees working on where the employee has a direct working relationship with the insured.


  • Replace the losses suffered by third parties as a result of injury to the body and / accidental conducted insured in their profession.


  • give indemnity relates (lawyers / court) which were a doctor legally responsible for third-party losses (limited to civil cases).


replacement period and reporting period :


  • replacement period is not limited to the insured is still active, as of the beginning of the period of insurance coverage (original start date)

28.8.13

Vehicle insurance



Vehicle insurance is insurance that covers loss caused by a motor vehicle accident or theft, and legal liability to third parties.

Type Automobile Insurance Guarantee:


  • Combined (comprehensive)

Guarantee for any loss or damage of partial and total that occurred in motor vehicles.


  • Losses Total (Total Loss Only )

Guarantee against any loss if the motor vehicle repair costs exceed 75% of the market value or loss due to theft.

Expansion Warranty :

     Passengers Personal Accident

     Accident Driver

     Liability To Third Parties

     Liability To Passengers

     Strikes, Riots, and Riot

     Terrorism and Sabotage

     Earthquake, Tsunami, Volcano Eruptions, Floods and Storms

Engineering insurance



Engineering insurance is insurance that covers loss or damage to property in the period following an accident caused by a sudden unpredictable.

  • construction or installation (usually in the form of buildings, machinery, construction equipment, or heavy equipment)
  • electronic equipment
  • machinery or heavy equipment


Some Engineering Insurance can also guarantee legal liability to third parties for property damage or bodily injury according to the prescribed limits.

Insurance Types of Engineering:

  •      Construction insurance
  •      Installation of Machinery Insurance
  •      Machinery Breakdown Insurance
  •      Electronic Equipment Insurance
  •      Machinery and Equipment Insurance Contractor
  •      Heavy Equipment Insurance

Fire insurance


Fire insurance is an insurance covering the loss and / or damage to property and / or objects you by fire and other causes that guarantee in the policy.

The risks covered under  include Fire, Lightning, Explosion, Aircraft Fall, and Smoke.

Expansion with other assurance premiums are generally provided by insurance companies to complete include:

     Riots, Strikes, Losses and Riot Evil Deeds

     Earthquake, Fire and Explosion Due to Earthquake, Volcanic Eruption, Tsunami (separate policy)

Personal Accident Insurance



Personal Accident Insurance is insurance that provides compensation for death, total disability and medical expenses caused by the arrival of the risk of a sudden, unexpected, and from outside the self-insured.

Comprehensive guarantee, unless caused by:

  • Action / state / deliberate act by the policyholder and / or the person named in the policy
  • Action / state / deliberate action by the person who appoint as a receiver in the compensation policy
  • At the time of the insured to act capacity or at the behest of the military, the authorities (police)
  • War, foreign military action, revolution, rebellion, riots, armed rebellion or other similar disturbances or riots

Military Life Insurance



If you are a member of the military, you really need Life Insurance for Soldiers. This insurance does not cost much and comes with many benefits. You can convert this policies for veterans plan after you retire from the military. Because the military is a rather risky activity, you must apply for life insurance.

Life insurance is an important investment, if you're in charge of course many possible risks that can compromise your security. Funeral service costs are very expensive and can leave a huge burden on your loved ones. Do not make the mistake of thinking you are invincible!